Verifying Consumer, Commercial & Bank Data
Instant Intelligence for Informed Decisions
An All-Inclusive Merchant and Electronic Banking Verification Platform
DataTrue™ is a leading provider of real-time consumer, commercial, and banking verification solutions. From validating customer identity to confirming account standing, DataTrue™ empowers merchants, lenders, and service providers to make secure, informed decisions in seconds.
With headquarters in Southern California and a Business Development Office in Montana, DataTrue™ delivers fast, accurate, and compliant verification solutions nationwide.
Core Verification Services
1. Basic DataTrue™ Service
Instant, all-in-one identity and account verification.
The Basic DataTrue™ Service allows users to verify a customer’s identity and account data in under 30 seconds. By entering a customer’s contact information, the system instantly validates:
- Full name, address, phone number (including cell)
- Social Security Number and date of birth
- Landlord name, address, and phone number
- Employer name, address, and phone number
- Bank account ownership and status (open, active, and positive balance)
Turnaround: Instant
2. Personal Reference Verification
Verify who your customers know — and where they really live.
The Personal Reference Verification add-on allows users to enter up to six customer references. DataTrue™ confirms that each reference’s name, address, and phone number are legitimate — ensuring the numbers belong to the people listed and not fraudulent or unrelated contacts.
Turnaround: Instant
Service Type: Premium add-on to the Basic DataTrue™ Service
3. AOV — Bank Verification Ping™
Instant confirmation of active, valid bank accounts.
Before processing a debit or check payment, AOV (Account Ownership Verification) instantly confirms whether a customer’s bank account is still open, active, and in good standing.
This tool is included in the Basic DataTrue™ Service, but can also be used à la carte for ongoing payment verification without reprocessing the full report.
Ideal For: Merchants verifying payments from existing customers.
Turnaround: Instant
4. Skip-Find Plus™ — Skip/Stolen Database
The original skip and stolen database — redefined.
DataTrue’s Skip-Find Plus™ allows participating companies to securely share charge-off, skip, and stolen account data between trusted partners. Fully integrated with DataTrue’s™ front-end customer verification tools, this database provides instant alerts when a previously charged-off or skipped customer resurfaces anywhere in the network.
Records can be uploaded individually or in batches for seamless management.
Turnaround: Instant
Service Type: Subscription-based
5. SSN Lookup™
Confirm identities and verify data tied to Social Security Numbers.
By entering a customer’s name and SSN, DataTrue™ retrieves current and historical address information, verifies the correct name or maiden name, confirms the date of birth, and validates any registered phone numbers.
Turnaround: Instant
Result: Verified identity and contact record.